Michael D.  Floyd

Michael D. Floyd

Professor & Director of International Studies
Cumberland School of Law
Cumberland School of Law
Office: Robinson Hall 
Email: mdfloyd@samford.edu
Phone: 205-726-2304

Joined faculty in 1991

Teaching & Research Interests: Commercial Law, Bankruptcy, Consumer Protection, Real Property, Aging and the Law  

Practice Experience

  • Associate; Sutherland, Asbill & Brennan, Atlanta, Ga., 1988-1991
  • Clerk; Judge James C. Hill, United States Court of Appeals for the Eleventh Circuit, 1987-1988
  • Certified Public Accountant; former banking executive

Michael D. Floyd is Professor of Law and director of international studies at Samford University’s Cumberland School of Law. He holds economics, business, and law degrees, from Princeton University (A.B., magna cum laude, 1975), New York University (M.S., with distinction, 1977), and Emory University (J.D., with distinction, 1987). At Emory, he was a Robert W. Woodruff Fellow and a member of the editorial board of the Emory Law Journal. His legal experience prior to joining the Cumberland faculty includes the practice of law with the Atlanta, Georgia, law firm of Sutherland, Asbill & Brennan and a judicial clerkship for the Hon. James C. Hill, Circuit Judge for the United States Court of Appeals for the Eleventh Circuit.

Prior to attending law school, Professor Floyd worked in commercial banking (most recently as vice president and manager of the Banque Française du Commerce Extérieur Southwest Representative Office in Houston, Texas) and in public accounting. He is licensed as a Certified Public Accountant in the State of New York (currently in non-practicing status), and a member of the State Bar of Georgia.

An elected member of the American Law Institute and Order of the Coif, Professor Floyd has been active in various law reform initiatives, and his published writings address a number of financial and commercial law issues. He teaches courses in commercial law, elder law, and property law. He oversees the law school’s Master of Comparative Law (M.C.L.) program (focused primarily on Brazilian judges), annual study-abroad program in Cambridge, England, and student exchange programs with universities in India and the United Kingdom. He is a Fellow of the American Bar Foundation, and a member of the National Academy of Elder Law Attorneys and the American Bankruptcy Institute. He served as 1998 Chair of the Association of American Law Schools Section on Aging and the Law and 2006-07 President of the Southeastern Association of Law Schools. At Samford, he served as Cumberland School of Law’s associate dean 1997-00, acting dean 2000-01, and chair of the Samford University Faculty Senate 2010-12.

Degrees and Certifications

  • J.D., With Distinction, Emory University School of Law, 1987, Robert W. Woodruff Fellow, Order of the Coif
  • M.S., With Distinction, New York University, Accounting, 1977
  • A.B., Magna Cum Laude, Princeton University, Economics, 1975


  • Michael D. Floyd, Mastering Negotiable Instruments: UCC Articles 3 and 4 and Other Payment Systems (2008 and 2nd. ed. 2018)
  • Michael D. Floyd, "The Genius of SEALS: Scholarship, Teaching, Friends and Family in Beautiful Places on a Budget," 86 UMKC Law Review 511 (2018)
  • Michael D. Floyd, “A Brief History of the Jefferson County, Alabama Sewer Financing Crisis, 40 Cumberland Law Review 691 (2010)
  • “A Primer on Elderlaw: Review of Alison Barnes, Lawrence A. Frolik, and Robert Whitman, Counseling Older Clients,” 33 Real Property, Probate and Trust Journal 411 (1998)
  • "Chapter 24A: Security Interests in Deposit Accounts," in Secured Transactions Under The Uniform Commercial Code, Peter F. Coogan, William E. Hogan, Detlev F. Vagts, and Julian B. McDonnell, eds. (1996)
  • "Could D'Oench Be Doomed? The Impact of O'Melveny & Myers v. FDIC," 15 Annual Review of Banking Law 325 (1996)
  • "How Much Satisfaction Should You Expect From an Accord? The Uniform Commercial Code Section 3-311 Approach," 26 Loyola University of Chicago Law Journal 1 (1994)
  • "Should Government Regulate the Financial Management of Continuing Care Retirement Communities?" 1 Elder Law Journal 29 (1993
  • "Is Credit Union Membership Limited to Persons Belonging to a Single Occupational Group?" 1997-98 ABA Preview of United States Supreme Court Cases 8
  • "Recovering Damages from Officers and Directors of Failed Savings Institutions: What Level of Fault Must the Federal Government Prove?" 1996-97 ABA Preview of United States Supreme Court Cases 64


  • Michael D. Floyd, “Class Actions e Outros Tipos de Litígios coletivos: a experiência dos Estados Unidos com possiveis analogias com as Demandas Repetitivas” (“Class Actions and Other Types of Aggregate Litigation: The U.S. Experience with Possible Analogies for Brazilian Repetitive Demands”), paper presented at the Seminário Demandas Repetitivas na Justica Federal: Possíveis Soluções Processuais e Gerenciais (Seminar on Repetitive Demands in Federal Court: Possible Procedural and Managerial Solutions) sponsored by the Centro de Estudos Judiciários e Escola da Magistratura do Tribunal Regional Federal da 1ª Região (Center for Judicial Studies and Magistrates’ School of the Federal Courts of the First Region), February 28, 2013.


  • Reporter, Alabama Law Institute Committee on the Uniform Electronic Transactions Act, 2000
  • Reporter, Alabama Law Institute Committee on the 1995 Revisions to UCC Article 5 (Letters of Credit), 1996-97