Published on May 10, 2021 by Morgan Black  
Bill Hairston
Bill Hairston, an adjunct professor in Cumberland School of Law’s online graduate program, co-led a virtual panel discussion on “Lender Liability in the Era of COVID-19” for the Association of Commercial Finance Attorneys (ACFA), April 29, 2021. Presented along with Sanford Shatz, of counsel for McGlinchey Stafford LLP headquartered in New Orleans (and former in-house counsel at Countrywide Home Loans and Bank of America), the discussion explored the affect the COVID-19 pandemic has on the legal risks faced by commercial lenders.
The ACFA is a select group of both in house and private practice attorneys who represent all of the major banks, finance companies and factors in the United States and who are experts in middle market commercial credit matters. 
Hairston’s presentation focused on lender liability associated with the PPP loan program created by the CARES Act, and Shatz focused on the effect the CARES Act and related pandemic recovery acts and regulations have on the residential mortgage market
In addition to teaching in Cumberland's graduate program, Hairston is a solo practitioner providing business and succession planning guidance to select clientele. Simultaneously, he is of counsel for, and former shareholder of Engel Hairston & Johanson PC where he practiced primarily in the areas of consumer credit defense, commercial finance, business and succession planning, workouts, turnaround management, lending, SBA lending and real estate matters.
“It was an honor for me to once again team up with Sandy to present to the ACFA how the current pandemic and the associated recovery aspects have affected the lending market and to have a part in making the Cumberland graduate programs a leader in the nation in providing compliance-focused legal master’s degrees,” Hairston said. 
Samford is a leading Christian university offering undergraduate programs grounded in the liberal arts with an array of nationally recognized graduate and professional schools. Founded in 1841, Samford is the 87th-oldest institution of higher learning in the United States. Samford enrolls 5,791 students from 49 states, Puerto Rico and 16 countries in its 10 academic schools: arts, arts and sciences, business, divinity, education, health professions, law, nursing, pharmacy and public health. Samford fields 17 athletic teams that compete in the tradition-rich Southern Conference and ranks 6th nationally for its Graduation Success Rate among all NCAA Division I schools.